Introduction
Traveling is a wonderful experience, but it can also be expensive. A good travel credit card can cut costs and enhance your trips. But with so many options, choosing the right card can be challenging.
In this blog post, we will review the best travel credit cards available in India. We will discuss the pros and cons of each card. This will help you choose the right card for your needs.
What is a travel credit card?
A travel credit card is a credit card that offers special benefits for travelers. These benefits may include:
- Earn rewards: Use the card to earn points or miles. Redeem them for free flights, hotel stays, or other travel rewards.
- Travel insurance: Many travel credit cards offer it. It may cover medical expenses, lost luggage, and trip cancellations.
- Lounge access: Some cards let you into airport lounges worldwide. There, you can relax, work, and enjoy free food and drinks.
- Many travel credit cards discount hotels, car rentals, and other travel services.
Best travel credit cards
There are many excellent travel credit cards available in India. Here’s a look at some of the best options:
1. SBI Card PRIME
The SBI Card PRIME is an excellent travel credit card that offers many great benefits. With the card, you can earn 5 reward points for every ₹100 spent. These points can be used to redeem free flights, hotel stays, and other travel rewards.
Other benefits of the card include:
- Travel insurance: The card offers travel insurance coverage of up to ₹10 lakhs.
- Lounge access: You can gain access to airport lounges around the world.
- The card offers discounts on hotels, car rentals, and other travel services.
2. HDFC Bank Cluster Platinum Credit Card
The HDFC Bank Cluster Platinum Credit Card is another great travel credit card. With the card, you can earn 5 reward points for every ₹100 spent. These points can be used to redeem free flights, hotel stays, and other travel rewards.
Other benefits of the card include:
- Travel insurance: The card offers travel insurance coverage of up to ₹10 lakhs.
- Lounge access: You can gain access to airport lounges around the world.
- Discounts and deals: The card gives discounts on hotels, car rentals, and other travel services.
3. American Express Platinum Travel Card
The American Express Platinum Travel Card is a premium travel card. It offers several great benefits. With the card, you can earn 5 Membership Rewards points for every ₹100 spent. These points can be used to redeem for free flights, hotel stays, and other travel rewards.
Other benefits of the card include:
- Travel insurance: The card offers travel insurance coverage of up to ₹1 crore.
- Lounge access: You can get access to airport lounges around the world.
- The card offers discounts on hotels, car rentals, and other travel services.
4. Axis Bank Airport Lounge Credit Card
The Axis Bank Airport Lounge Credit Card is a great travel card. It offers access to airport lounges. With the card, you can get access to over 1,000 airport lounges around the world.
Other benefits of the card include:
- Travel insurance: The card offers travel insurance coverage of up to ₹1 crore.
- The card offers discounts on hotels, car rentals, and other travel services.
5. ICICI Bank Coral Credit Card
The ICICI Bank Coral Credit Card is a great travel card. It has several benefits. With the card, you can earn 5 reward points for every ₹100 spent. These points can be used to redeem for free flights, hotel stays, and other travel rewards.
Other benefits of the card include:
- Travel insurance: The card offers travel insurance coverage of up to ₹1 crore.
- Lounge access: You can get access to airport lounges around the world.
- The card offers discounts on hotels, car rentals, and other travel services.
How to choose the right travel credit card
When choosing the right travel credit card, you should consider the following factors:
- How much you travel: If you travel frequently, choose a card that offers more travel benefits.
- What type of travel you do: If you take long-haul flights, choose a card that offers more air miles or points. If you take short trips, choose a card that offers more discounts on hotels and car rental companies.
- Your budget: Some travel credit cards have an annual fee. Choose the right card for your budget.
- Your travel goals: If you want free flights, choose a card that offers more air miles or points. If you want hotel stays, choose a card that offers more discounts on hotels.
Conclusion
A good travel credit card can improve your travel experience. By choosing the right card for your budget and travel goals, you can save money and enjoy traveling more.